Insurance companies are in the business of making money, and they do this by collecting premiums and paying out as little as possible for claims. As a result, insurance companies often dissuade claimants from hiring an attorney when it comes to personal injury or wrongful death cases. Today, we will discuss several reasons why insurance companies discourage claimants from hiring legal help with their claims.

Understanding Why Insurance Companies Do Not Want You to Lawyer-Up

First and foremost, insurance companies know that attorneys are experienced in negotiating settlements and obtaining maximum compensation for their clients. Therefore, when an attorney represents a claimant, the insurance company will likely have to pay more damages than if the claimant was negotiating independently. This means the insurance companies' profit margins are reduced, which is not in their best interest.

Additionally, insurance companies often try to rush claimants into accepting a settlement before they have had a chance to consult with an attorney. They may offer a lowball settlement in the hopes that the claimant will accept it without fully understanding their legal rights or the actual value of their claim. The insurance company can avoid paying out a fair settlement and protect its bottom line by doing this.

While winter weather can be beautiful, it can also be hazardous, particularly when driving. Snow, ice, and sleet can make driving conditions treacherous, increasing the risk of car accidents. There are essential considerations that all drivers must be aware of when it comes to preparing to drive in winter weather and considerations for when you are out on the road. Today, we will discuss ways to prepare to drive in winter weather and what to keep in mind while you are on the road. Of course, if you are ever involved in a car accident, strongly consider contacting an experienced personal injury to pursue the compensation you may be entitled to.

Considerations for Driving in Wintery Weather

Here are some tips to help you avoid car accidents related to winter weather, including:

• Slow down – One of the most important things you can do if driving in inclement weather is to slow down. Reducing your speed and giving yourself plenty of time to stop or maneuver your vehicle can play a significant role in avoiding a car accident.
• Use winter tires – Winter tires are designed to provide better traction in snow and ice. If you live in an area with frequent or severe winter weather, consider investing in winter tires to improve your safety out on the road.
• Keep a safe distance – It is important to keep a safe distance between your vehicle and the vehicle in front of you. This will give you plenty of time to react if the car in front of you stops suddenly or loses control on slippery roads.
• Be prepared – Before heading out on the road, ensure your vehicle is prepared for winter weather. Check your windshield wipers, defroster, and brakes. Make sure your tires and properly inflated and have adequate tread. Also, consider bringing water, snacks, and warm clothes if you get stuck while on the road.
• Use your headlights – Visibility can be reduced during winter weather, so it is essential to use your headlights. In addition, make sure your headlights are clean and functioning correctly.
• Do not drive distracted – Distracted driving is always dangerous but can be even more difficult in winter weather. Avoid using your phone or other distractions while driving.

Contact a Van Horn Personal Injury Attorney

Contact the skillful Sierra Blanca personal injury lawyers with James Kennedy, P.L.L.C.. Call 915-544-5200 for a free consultation.

A personal injury caused by an accident or the negligence of another can send a person reeling as they figure out what they should do. In many cases, the entire situation can feel completely overwhelming, sometimes to the point where the injured party feels helpless as they try to get on with their life after their injury. The prospect of dealing with insurance companies can make these matters even more stressful.

The best thing someone can do if they have suffered an injury or if a family member has died due to someone else’s negligence is to contact an experienced personal injury attorney. Make no mistake: the best way to deal with the insurance company is by having a lawyer to support and represent you as you spar with the insurance company. However, insurance companies will often discourage this, and it is important to understand why.

Why Do Insurance Companies Not Want You to Lawyer Up? 

There are many reasons why insurance companies likely do not want you to retain an attorney to help you with your personal injury claim. These reasons may include: 

Traumatic brain injuries (TBI) are a serious public health concern affecting millions worldwide. These types of injuries occur when a blow to the head disrupts the brain's normal functioning and can lead to a range of symptoms that may be temporary or permanent. The severity of a TBI can vary greatly, with some people making a full recovery and others suffering from long-term or permanent disability. Understanding the severity of TBI is crucial for determining the best course of treatment and providing support to individuals and families affected by the injury. 

Sadly, many TBIs are the result of the negligence of another, which can result in expensive personal injury claims worth thousands or even millions of dollars. Today, we will examine TBI to understand the different levels of severity and the effects they can have on an individual. Suppose you or someone you love has suffered a TBI due to the negligence of another. In that case, a qualified personal injury attorney can assist you in pursuing the compensation you or your loved one may be entitled to.

The Effects of a Traumatic Brain Injury

The severity of a TBI is typically measured using several factors, including the extent of brain damage, the presence of intracranial bleeding, and the length of time that a person is unconscious. Mild TBI, also known as a concussion, is the most common form of TBI and is characterized by a brief loss of consciousness or a period of confusion or disorientation. In most cases, individuals with mild TBI will recover within a few days or weeks, although some may experience lingering symptoms such as headaches, memory loss, or mood swings. 

Getting injured in a car accident can be exceedingly scary and downright traumatizing. Depending on the accident, you may suffer injuries that can last for years or even be lifelong. In addition, it is not uncommon for a car accident to cause injuries that need immediate and sometimes extensive medical treatment. However, what happens if you are injured in a car accident but do not have medical insurance?

While the at-fault driver in your car accident may eventually be required to compensate you for your injuries, what if your injuries cannot wait and require immediate care? This scenario could cause even the most even-keeled person to panic. Today, we will try to answer some common questions associated with receiving medical treatment after a car accident for those who do not possess medical coverage. If you are in this situation, do not hesitate to contact an experienced car accident attorney to help you understand your rights and options.

Is a Hospital Required to Treat Injured Individuals? 

Yes. Whether you arrive by yourself or in an ambulance, the emergency department at the hospital will be required to treat you if you have a medical emergency. This is true whether you have medical insurance or not. The hospital will treat you if you arrive at the hospital with acute symptoms such as pain that is at risk of jeopardizing your health or may cause additional harm to your body.